Life insurance with critical illness - The basics

• Taking out a life insurance policy is a simple and popular way to help protect your loved ones financially.
• You can include critical illness cover with your life insurance policy at an additional cost. This pays out a lump sum of money if you are diagnosed with certain specified critical illnesses, during a fixed period of time ('the term'). Read more about the specified critical illnesses and disabilities for which you can claim.
• This option is not available online. If you would like to add critical illness cover to your policy please call us on 0800 027 1976 for a quote and to apply. We may record and monitor calls.
• The length of time you choose to be insured for is called the 'term'. With Legal & General you can choose a term between two and forty years for guaranteed premiums and reviewable premiums, providing that it ends before your 65th Birthday
• If you die during the term, your policy will pay out a lump sum of money.
• You choose how much life insurance and critical illness cover you buy. People often want their policies to pay out a multiple of their salary, or you may have dependants to think of, or a loan to cover.