Buy To Let Property Insurance
Helping to safeguard your property when you're not there
Buy to let properties can be a great investment opportunity. We understand that as a landlord you can't always be there to take care of your property, so we've designed a policy specifically for people in your position to help give you the cover you may need.
Our Buy To Let Property Insurance not only provides cover for your buy to let property and its contents, it also lets you choose cover for extended accidental damage and/or legal expenses and rent guarantee cover. So for example, whether coffee’s been spilt on your carpet, you need to pursue or defend claims involving breach of tenancy agreement, or your tenant can’t pay rent due to redundancy, you won’t be left vulnerable.
- As well as the big things like fire, theft and flood our policies cover you for smaller things like replacing locks and keys if keys are stolen.
- Unlike most companies, we provide home emergency cover as standard with our buildings cover, which gives you up to £150 towards paying for emergency call-outs or repairs.
- You can buy this specifically designed insurance directly from us.
If you would like a quote or further details, call our UK-based staff on 0800 092 9922.
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What is covered :
The additional options available from Legal & General's Buy To Let Property Insurance, can help you get cover that's right for you and your property.
Here are just a few of the things we cover as standard:
| What's included | Covered? |
|---|---|
| Fire, Flood and Theft |  |
| In the event of stolen keys receive up to £250 for replacement locks | |
| Property in garages and domestic outbuildings up to 5% of contents sum insured. | |
| Trace and access cover up to £5000 – to cover the costs of tracing the source of water or oil leaks and repairing walls floors and ceilings damaged during these investigations | |
| Up to 5% of contents sum insured for external satellite receiving equipment | |
| Accidental breakage to windows and fixed sanitaryware | |
| Your legal liability as the landlord of the home for causing injury to others or for damage to their property up to £2 million | |
| Loss of rent following damage by insured event up to £50,000 | |
